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Life Insurance Rates For A 68 Year Old Male

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noexam

Published on December 5, 2022


Life insurance rates at age 68 vary among life insurance carrier significantly. Incumbent life insurance companies (Prudential) will typically offer the best life insurance rates for a 68 year old male in good health. Underwriting is based on a series of guidelines including height, weight and lifestyle habits. The rates below are considered for a non-tobacco user in overall good health. 

10 Year Life Insurance Rates for a 68 Year Old Male

Company$250,000$300,000$400,000$500,000$750,000$1,000,000
Mutual of Omaha$199$246$326$388$579$741
Banner$166$199$263$323$483$610
Protective$185$222$296$354$531$666
Prudential$203$242$321$399$596$760

15 Year Life Insurance Rates for a 68 Year Old Male

Company$250,000$300,000$400,000$500,000$750,000$1,000,000
Mutual of Omaha$294$351$467$569$851$1113
Banner$232$278$369$446$667$845
Protective$263$316$422$506$760$960
Prudential$288$344$456$569$6850$1100

20 Year Life Insurance Rates for a 68 Year Old Male

Company$250,000$300,000$400,000$500,000$750,000$1,000,000
Mutual of Omaha$381$455$545$851$1274$1677
Banner$369$342$588$707$1059$1393
Protective$368$441$586$706$1057$1391

Compare the quotes above for an apples-to-apples comparison of what a 68 year old can expect to pay for life insurance. Consider speaking to a licensed life insurance agent with any questions regarding rates and availability. 

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