Life Insurance Rates for a 40 Year Old Male
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Published on December 5, 2022
Here are life insurance costs from top life insurance companies for a 40 year old male. These prices are pulled from our own quoting system, and these are the same rates you will see when you apply for coverage with any of these companies.
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10 Year Life Insurance Rates for a 40 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $15 | $17 | $30 | $24 | $32 | $40 |
| Ladder | $19 | $22 | $28 | $32 | $42 | $60 |
| Mutual of Omaha | $19 | $22 | $27 | $29 | $40 | $44 |
| Banner | $19 | $21 | $27 | $28 | $40 | $55 |
| Protective | $15 | $18 | $24 | $24 | $37 | $40 |
| Prudential | $23 | $27 | $33 | $40 | $56 | $53 |
20 Year Life Insurance Rates for a 40 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $21 | $24 | $31 | $36 | $51 | $64 |
| Ladder | $27 | $32 | $41 | $50 | $72 | $92 |
| Mutual of Omaha | $24 | $28 | $35 | $41 | $58 | $75 |
| Banner | $21 | $24 | $30 | $36 | $51 | $69 |
| Protective | $22 | $27 | $36 | $38 | $57 | $70 |
| Prudential | $30 | $35 | $44 | $53 | $77 | $94 |
30 Year Life Insurance Rates for a 40 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $39 | $45 | $58 | $68 | $99 | $135 |
| Ladder | $42 | $49 | $64 | $78 | $115 | $152 |
| Mutual of Omaha | $43 | $50 | $65 | $77 | $113 | $134 |
| Banner | $33 | $39 | $50 | $61 | $89 | $121 |
| Protective | $37 | $45 | $60 | $65 | $98 | $121 |
| Prudential | $44 | $52 | $67 | $82 | $119 | $157 |
These life insurance prices are for 40 year old males in great health. If you have any existing health conditions, take certain prescription medications, use tobacco products, have a family history of disease, or moving violations on your driving record, you may see your rate quoted higher than what was quoted here.
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