Life Insurance Rates For A 64 Year Old Male (Healthy)
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Published on December 5, 2022
10, 15 and 20 year term life insurance rates for a healthy 64 year old male are shared below. If you have less than perfect health, you may still qualify for competitive rates. Life insurance companies have multiple different underwriting classes. The rate class shown below does not offer the most competitive rates but should be used as a good weighted, average.
10 Year Life Insurance Rates for a 64 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $152 | $181 | $239 | $296 | $441 | $585 |
| Mutual of Omaha | $128 | $152 | $202 | $247 | $367 | $478 |
| Banner | $107 | $127 | $168 | $207 | $308 | $388 |
| Protective | $118 | $142 | $189 | $226 | $339 | $428 |
| Prudential | $124 | $148 | $195 | $242 | $359 | $457 |
15 Year Life Insurance Rates for a 64 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $214 | $256 | $339 | $423 | $632 | $843 |
| Mutual of Omaha | $178 | $213 | $282 | $343 | $512 | $657 |
| Banner | $146 | $175 | $231 | $277 | $413 | $528 |
| Protective | $162 | $194 | $259 | $310 | $465 | $590 |
| Prudential | $189 | $225 | $298 | $371 | $552 | $712 |
20 Year Life Insurance Rates for a 64 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $352 | $421 | $560 | $702 | $1050 | $1403 |
| Mutual of Omaha | $252 | $301 | $400 | $490 | $732 | $935 |
| Banner | $207 | $247 | $328 | $391 | $585 | $755 |
| Protective | $231 | $277 | $370 | $437 | $656 | $840 |
| Prudential | $278 | $332 | $440 | $549 | $819 | $1014 |
A medical examination may be required to qualify for life insurance at the age of 64. In order to avoid a medical exam, many life insurance companies require the insured to have visited a primary care physician within the last twelve months.
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