Term Life Insurance Rate Chart — Age 51, Male
Monthly rates for a healthy 51-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $19.48/mo | $24.01/mo | $28.44/mo | $43.83/mo |
| $250,000 | $48.70/mo | $60.03/mo | $71.10/mo | $109.57/mo |
| $500,000 | $97.40/mo | $120.05/mo | $142.20/mo | $219.15/mo |
| $1,000,000 | $194.80/mo | $240.10/mo | $284.40/mo | $438.30/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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