Life Insurance Rates For a 52 Year Old Male
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Published on December 4, 2022
Preview life insurance rates for a 52 year old male in very good health by comparing the price charts below. While some providers below offer instant coverage, many males in this age range will find that they must take a physical exam in order to obtain coverage. However, some insurance companies like Prudential and Protective offer accelerated underwriting which will allow for an applicant to be approved instantly.
The price charts below will provide an apples-to-apples comparison between some of the nations most reputable and well known insurance providers.
10 Year Life Insurance Rates for a 52 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $53 | $62 | $81 | $100 | $147 | $194 |
| Ladder | $48 | $56 | $73 | $85 | $126 | $154 |
| Mutual of Omaha | $39 | $45 | $59 | $70 | $102 | $124 |
| Banner | $38 | $44 | $58 | $63 | $92 | $130 |
| Protective | $37 | $44 | $59 | $66 | $100 | $122 |
| Prudential | $41 | $48 | $62 | $76 | $110 | $124 |
20 Year Life Insurance Rates for a 52 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $100 | $119 | $156 | $196 | $290 | $388 |
| Ladder | $73 | $87 | $114 | $132 | $196 | $259 |
| Mutual of Omaha | $65 | $77 | $101 | $120 | $177 | $228 |
| Banner | $53 | $63 | $82 | $99 | $146 | $193 |
| Protective | $60 | $73 | $97 | $112 | $168 | $214 |
| Prudential | $70 | $83 | $108 | $133 | $197 | $256 |
30 Year Life Insurance Rates for a 52 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | NA | NA | NA | NA | NA | NA |
| Ladder | NA | NA | NA | NA | NA | NA |
| Mutual of Omaha | $125 | $150 | $198 | $237 | $353 | $464 |
| Banner | $103 | $122 | $161 | $199 | $296 | $415 |
| Protective | $110 | $132 | $177 | $210 | $315 | $400 |
| Prudential | $150 | $178 | $235 | $292 | $435 | $574 |
The life insurance company will give you the most accurate rate when you apply for life insurance. For example, if you take a certain prescription or do not meet underwriting criteria for the insurers height and weight guidelines, your rates could increase.
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