Life Insurance Rates for a 38 Year Old Male
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Published on December 1, 2022
Here are life insurance rates from some of the best life insurance companies for a 38 year old male. These rates are pulled from our own quoting system, and these are the same rates you will see when you apply for coverage with any of these companies.
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10 Year Life Insurance Rates for a 38 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $14 | $15 | $18 | $21 | $28 | $36 |
| Ladder | $17 | $19 | $24 | $28 | $39 | $52 |
| Mutual of Omaha | $17 | $19 | $24 | $26 | $36 | $38 |
| Banner | $17 | $19 | $24 | $25 | $36 | $47 |
| Protective | $13 | $16 | $21 | $21 | $32 | $35 |
| Prudential | $22 | $25 | $31 | $37 | $52 | $45 |
20 Year Life Insurance Rates for a 38 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $19 | $22 | $27 | $32 | $45 | $57 |
| Ladder | $23 | $27 | $35 | $42 | $60 | $77 |
| Mutual of Omaha | $21 | $24 | $30 | $35 | $50 | $64 |
| Banner | $19 | $21 | $27 | $31 | $44 | $65 |
| Protective | $20 | $24 | $32 | $34 | $51 | $62 |
| Prudential | $28 | $32 | $41 | $49 | $70 | $85 |
30 Year Life Insurance Rates for a 38 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Haven | $34 | $39 | $51 | $59 | $86 | $117 |
| Ladder | $35 | $41 | $54 | $65 | $95 | $125 |
| Mutual of Omaha | $36 | $42 | $54 | $62 | $90 | $113 |
| Banner | $30 | $35 | $45 | $52 | $76 | $102 |
| Protective | $32 | $39 | $52 | $56 | $85 | $104 |
| Prudential | $37 | $43 | $55 | $67 | $98 | $127 |
These life insurance rates are for 38 year old males in great health. If you have any existing health conditions, take certain prescription medications, use tobacco, have a family history of disease, or moving violations on your driving record, you may see your rate quoted higher than what was quoted here.
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