Term Life Insurance Rate Chart — Age 64, Male
Monthly rates for a healthy 64-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $53.03/mo | $64.49/mo | $77.40/mo | $119.62/mo |
| $250,000 | $132.57/mo | $161.22/mo | $193.50/mo | $299.05/mo |
| $500,000 | $265.15/mo | $322.45/mo | $387.00/mo | $598.10/mo |
| $1,000,000 | $530.30/mo | $644.90/mo | $774.00/mo | $1196.20/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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