Term Life Insurance Rate Chart — Age 44, Male
Monthly rates for a healthy 44-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $12.23/mo | $14.32/mo | $16.93/mo | $24.68/mo |
| $250,000 | $30.58/mo | $35.80/mo | $42.33/mo | $61.70/mo |
| $500,000 | $61.15/mo | $71.60/mo | $84.65/mo | $123.40/mo |
| $1,000,000 | $122.30/mo | $143.20/mo | $169.30/mo | $246.80/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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