Term Life Insurance Rate Chart — Age 35, Male
Monthly rates for a healthy 35-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $8.02/mo | $9.51/mo | $11.07/mo | $16.57/mo |
| $250,000 | $20.05/mo | $23.77/mo | $27.68/mo | $41.42/mo |
| $500,000 | $40.10/mo | $47.55/mo | $55.35/mo | $82.85/mo |
| $1,000,000 | $80.20/mo | $95.10/mo | $110.70/mo | $165.70/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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