Term Life Insurance Rate Chart — Age 32, Male
Monthly rates for a healthy 32-year-old male — non-smoker
| Coverage Amount | 10 Year | 15 Year | 20 Year | 30 Year |
|---|---|---|---|---|
| $100,000 | $7.35/mo | $8.65/mo | $10.01/mo | $14.85/mo |
| $250,000 | $18.38/mo | $21.63/mo | $25.02/mo | $37.13/mo |
| $500,000 | $36.75/mo | $43.25/mo | $50.05/mo | $74.25/mo |
| $1,000,000 | $73.50/mo | $86.50/mo | $100.10/mo | $148.50/mo |
* Rates are estimates for illustrative purposes. Actual rates depend on health, lifestyle, and carrier underwriting.Get your exact quote →
About These Rates
- • Rates shown are for a healthy non-smoker in preferred or standard health class.
- • Smokers typically pay 2–4× the non-smoker rate.
- • Rates increase with age — the sooner you lock in coverage, the better.
- • Once issued, your rate is guaranteed for the full term period.
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