Term Life Insurance Rate Charts By Age

Life insurance rates are heavily influenced by age. The older you are, the higher the rate. If you are curious about how much life insurance will cost for someone your age, use the tool below to quickly show sample life insurance rates from seven companies.

Term Life Insurance Rate Charts

Below are sample term life insurance rates by age for comparison purposes. The rates are broken up by term length, gender, age, and coverage amounts. We recommend you use this comparison tool to compare actual rates from the best life insurance companies.

Term insurance can cost as low as $10 per month or as high as $500+ per month depending on age, term length, coverage amount, and overall health. The charts below provide average rates for a 50-year old man in good health.

It is important to note that once you buy a term life policy, the rates do not increase over the term period of the policy.

Term Life Coverage Amount	Average Monthly Cost of a 10 Year Term Policy *
$100,000	$18.22
$250,000	$36.55
$500,000	$57.36
$1,000,000	$108.72

* These life insurance rates are for a healthy 50-year-old male. An older male can expect higher rates. Use our comparison tool for a personalized quote.

Life Insurance Rates by Age and Gender

Life insurance rates vary by age and gender. Below we have created rate charts for each age that will tell you what life insurance will cost at the various term lengths and coverage amounts.

Male Rates

10 Year Term Life Insurance
Rate Chart By Age

A 10-year term policy usually has the lowest rate. It will offer a level premium for 10 years. Once the initial 10 years are up, the premium will rise annually if the policy is renewable.