Life Insurance Rates For A 66 Year Old Male
noexam
Published on December 5, 2022
At 66 years old, life insurance rates increase while coverage options decrease. Life insurance rates for a 66 year old male in overall good health are shown in the rate charts below. Certain coverage amounts are available that are not shown on this page. Talking to a life insurance agent is one way to find all of the options available for a 66 year old male shopping for life insurance. Certain coverage amounts, while not shown on this page, are available upon request.
10 Year Life Insurance Rates for a 66 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Mutual of Omaha | $164 | $196 | $259 | $310 | $463 | $590 |
| Banner | $134 | $160 | $212 | $260 | $388 | $490 |
| Protective | $148 | $177 | $237 | $284 | $426 | $538 |
| Prudential | $159 | $188 | $249 | $309 | $460 | $590 |
15 Year Life Insurance Rates for a 66 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Mutual of Omaha | $231 | $277 | $367 | $450 | $673 | $883 |
| Banner | $184 | $219 | $291 | $349 | $522 | $664 |
| Protective | $205 | $246 | $329 | $395 | $593 | $751 |
| Prudential | $236 | $282 | $373 | $465 | $693 | $894 |
20 Year Life Insurance Rates for a 66 Year Old Male
| Company | $250,000 | $300,000 | $400,000 | $500,000 | $750,000 | $1,000,000 |
|---|---|---|---|---|---|---|
| Mutual of Omaha | $361 | $432 | $574 | $688 | $1029 | $1333 |
| Banner | $297 | $356 | $473 | $578 | $865 | $1080 |
| Protective | $291 | $348 | $463 | $555 | $831 | $1096 |
While it is possible to forego a medical examination, it is likely that a 66 year old male will be required to have a physical in order to obtain coverage. The rates shown above are for a 66 year old male in very good health.
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