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Term Life Insurance Rates For A 50 Year Old Male

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noexam

Published on December 4, 2022


Life insurance rates can be affordable even at age 50. While there are many health classes available, we have compiled rates for a 50-year-old male in good health. Life insurance rates will begin to differ more significantly for males when they reach age 50. 

It is important to shop for the most competitive rates. Our custom tool allows for multiple price comparisons from highly rated life insurers. 

10 Year Life Insurance Rates for a 50 Year Old Male

Company$250,000$300,000$400,000$500,000$750,000$1,000,000
Haven$53$62$81$100$147$194
Ladder$41$48$63$77$113$139
Mutual of Omaha$33$38$50$58$85$105
Banner$32$38$48$53$78$107
Protective$31$37$50$56$84$95
Prudential$36$42$54$66$95$106

20 Year Life Insurance Rates for a 50 Year Old Male

Company$250,000$300,000$400,000$500,000$750,000$1,000,000
Haven$100$119$156$196$290$388
Ladder$61$73$96$118$175$232
Mutual of Omaha$54$64$84$100$147$191
Banner$45$53$69$83$123$162
Protective$51$61$81$93$139$177
Prudential$58$68$88$109$160$209

30 Year Life Insurance Rates for a 50 Year Old Male

Company$250,000$300,000$400,000$500,000$750,000$1,000,000
Haven$132$157$208$259$386$520
Ladder$104$123$163$203$302$395
Mutual of Omaha$99$118$156$190$283$361
Banner$82$98$129$156$232$305
Protective$87$104$139$164$247$328
Prudential$114$135$178$221$312$417

The life insurance company will give you the most accurate rate when you apply for coverage. For example, if you take a certain prescription or do not meet underwriting criteria for the insurers height and weight guidelines, your rates could increase. 

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